Illinois College Benefits Summary
For an in-depth review of the benefits available to our employees, please review the 2025 New Hire Benefits Guide.
Insurance Enrollment Periods
All insurance plans offer an open enrollment during the first 30 days of employment and then annually from that point forward. You can make changes to your plan only during enrollment periods or if you have a “qualifying event” throughout the year.
Overview of Benefit Offerings at Illinois College
Health Insurance (Personify Health)
Benefit-eligible employees can enroll in group health insurance. The College offers two health plans that vary in premiums, deductibles and coverages. The College and the employee split the cost of premiums.
Per federal law, members can search for benefit costs under Illinois College benefit plans by logging into HST Connect.
Vision Insurance (Guardian)
The College pays for vision insurance for all benefit-eligible employees. The employee can choose to add coverage for their dependents at their expense.
Dental Insurance (Guardian)
Benefit-eligible employees can enroll in group dental insurance at the employee’s expense. There are two plans to choose from, high and low. The coinsurance and premiums are the only differences in plans, and the high plan covers orthodontia.
Life Insurance (Guardian)
The College pays for life insurance to all benefit-eligible employees at 1x an employee’s annual salary at no cost to the employee. Minimal dependent coverage is also offered at no cost to the employee.
Employees can purchase additional coverage up to $500,000, with a guaranteed issue of $150,000. Additionally, the employee can purchase term life insurance for their spouse/domestic partner and dependents.
Long-Term Disability Insurance (Guardian)
The College offers long-term disability insurance to all benefit-eligible employees through Guardian. The College pays 50% of the premium, and the employee is responsible for the remaining 50%. The disability insurance benefit pays 60% of your income after the 90-day elimination period.
Teladoc
The College provides complimentary access to TelaDoc, which offers 24/7 virtual healthcare visits, to all benefit-eligible employees.
Other Insurance Options
The following additional options are available to benefit-eligible employees:
- Critical Illness
- Hospital Indemnity
- Accident
- Legal
- Norton LifeLock Identity Theft Protection
- Employee Assistance Program
- Extensive Employee Discount Program
Flexible Spending Account
Benefit-eligible employees participating in the Buy Up medical insurance plan are eligible for the Flexible Spending Account (FSA). The FSA is a cafeteria plan that allows employees to set aside pre-tax dollars to pay for qualified medical and dependent care expenses.
Annual maximums and rollovers are determined year to year by the IRS.
Health Savings Account
Benefit-eligible employees participating in the Base medical insurance plan will be enrolled in a Health Savings Account (HSA). The College contributes funds on behalf of the employee depending upon enrollment level. Employees can elect to contribute additional funds.
The HSA is a cafeteria plan that allows employees to set aside pre-tax dollars to pay for qualified medical expenses. Annual maximums are determined year to year by the IRS.
Funds roll over from year to year, and HSA funds can be taken with you upon separation of employment with the College.
Retirement Plan
The College participates in the 403b retirement plan through TIAA-CREF. Participation in the retirement plan is mandatory for all eligible employees. Employees must contribute at least 5% of their gross pay per pay period and the College matches with 5%.
Illinois College Tuition Remission and Exchange Programs
Benefit-eligible employees and their dependents are eligible to participate in the College's tuition remission and tuition exchange programs.
For further information, contact the Office of Human Resources